Retirement & Financial Behavior Coach
Expertise
- Retirement Planning
- Mutual Fund Advisory
- Financial Behavior
- Goal-Based Investing
- Senior Financial Wellness
Experience
With over 25 years in the financial industry, Suraj has built and led customer-centric teams at institutions such as HDFC Ltd., Franklin Templeton, MetLife Insurance, Fidelity, and UTI AMC.
Today, he mentors Ortium Financial Services and runs a personal practice focused on helping individuals and families build a roadmap to secure, stress-free retirements.
He is also the founder of Retire Confident with Suraj Kaeley—an initiative that combines coaching, education, and behavioral insights to help Indians take control of their financial future.
Contributions
- 25+ years in financial services across investments, insurance, and distribution
- Advisor and mentor to mutual fund distributors, RIAs, and personal finance learners
- Strong advocate for systematic investing, behavior-driven planning, and retirement confidence
- Contributor to Meru Life on topics such as senior investing, retirement myths, and money habits for the second innings
Philosophy
“Money doesn’t retire – your behavior does. The key to financial freedom is not just returns, but routines.”